Security needs collaboration at individual, organizational, industrial, national and global levels. Networking and knowledge sharing are the key drivers for mitigating challenges in today’s security environment. India faces varied business risks – from public protests to floods, causing damage to life, property and businesses. In 2018, protests and civil unrests saw a wave of new-age student protests, populist issues protests, unrest against private organizations and even identity-based violence. Vigilante violence aimed at religious minorities and marginalized communities allegedly carried out by right-wing groups became an increasing threat in India in 2018. In addition to civil unrests, natural disasters led to severe destruction of infrastructure and life in 2018. Reportedly, close to 600 people were killed in Kerala and Assam after the floods in 2018. The country also witnessed instances of high air pollution, cloudbursts, and landslides in several states. Weather phenomena like dust storms, floods and multiple flight cancellations due to dense fog have led to concerns over the infrastructural ability of the country to handle natural disasters. 2019 will be critical for security professionals due to the Lok Sabha elections scheduled to be held in the months of April-May. As we move into 2019, security professionals are likely to face dynamic and more evolving security threats worldwide. Terrorism and geopolitical stress, along with other traditional security threats, will remain an area of concern along with non-traditional threats in both the physical and cyber realms. Overall business climate for 2019 India’s economic growth has progressed in the last two years. This can be attributed to numerous reforms adopted by the government making India the world’s fastest growing economy, accounting for about 15% of the global growth in 2018. With the implementation of the Goods and Services Tax (GST), and with an increasing amount of investments by the Foreign Direct Investment (FDI), the International Monetary Fund (IMF) has predicted a growth rate of over 7.5% post-March 2019. Along with this rise, India was also ranked higher in the Ease of Doing Business (EoDB) ranking, and the third largest start-up base in the world with over 4,750 technology start-ups. With respect to banking operations in the country, the central government along with the Reserve Bank of India (RBI), has taken major steps to improve the banks’ recognition of bad assets and to recapitalize public sector banks. The Government of India has also decided to invest INR 2.11 trillion (USD 32.9 billion) to recapitalise public sector banks over the next two years. In 2019, two initiatives driven by the Centre namely the ‘Make in India’ and ‘Digital India’ would be playing a pivotal role in India’s economic growth. Under the Make in India initiative, the Indian government is aiming to accelerate the growth rate to 25% of the gross domestic product (GDP) from the current 17%. Under the regulatory framework, all Indian states are on reform and fast growth trajectory, creating favourable conditions for investments and a benign supportive regulatory framework. For achieving these goals, businesses in India are likely to face major hurdles from all the sectors, and India will also have to work strategically to meet the fiscal deficit target for the year. Top business risks Economic Risks Strong economic growth in a few countries has created an imbalance for the emerging markets and has put pressure on their currencies. India has been no exception to this trend with the rupee coming under economic stress and the crude oil bill on the rise. The country’s current account deficit is widening and it is expected to continue growing larger over the next few months. Meanwhile, India has made progress in the Ease of Doing Business (EoDB) index and the skill development sector. India’s world-beating economic growth is running up against some big risks like high oil prices, emerging market stress as the era of easy money draws to a close, and policy paralysis in the run-up to the 2019 general election. However, the economist intelligence unit forecasts India’s growth to be at 7.4%, throughout 2019. The next government will take charge in a less than ideal economic environment and will have significant challenges to take the economy back into the stable zone, let alone a double-digit growth rate. The Indian economy is at an interesting stage. In the last few years, structural reforms like GST implementation, demonetisation, insolvency laws, auctioning of public resources, digitisation, expansion of the tax base have created short-term pains in terms of disruptions and high compliance cost. The long-term benefits of these reforms are likely to accrue in 2019 and beyond. The Indian economy looks well-poised for 2019 with low inflation, fairly-valued rupee, under-control fiscal and current account deficits, and transparency in the banking system. Oil price movement will continue to play a crucial role in performance of the Indian economy. The forex reserves of the country at nearly USD400 billion also provides adequate buffer to external sector vulnerabilities. Environment Risks I n 2018, India witnessed a series of extreme weather phenomena like floods, dust storms, air pollution, cloudbursts and landslides in several states. The Global Climate Risk Index of 2018 ranks India as the 12th most vulnerable country in the world to climate change impacts. In 2018, Mumbai, Chennai, Kerala and Delhi-NCR witnessed heavy rainfall and waterlogging, which disrupted business operations. Floods also led to over a thousand fatalities in several states including Uttar Pradesh, Rajasthan, Assam, West Bengal, Kerala and Karnataka. Kerala witnessed one of the worst floods in South Asia in 2018, where over 1.4 million people took shelter in relief camps and there were close to 500 casualties. Due to the rise in temperature, dust storms were reported in multiple north Indian states. In 2019, the weather situation is likely to worsen due to global warming and drastically changing climatic conditions. Although, the United Nations backed fund has approved USD43.4 million for enhancing climate resilience for citizens in coastal states of Andhra Pradesh, Maharashtra and Odisha, India lacks the adequate implementation infrastructure. Rainfall, floods and dust storms are likely to continue into 2019…